Rocket Money Premium cancels online — no phone call. Open Settings, choose Premium Membership, then tap Manage Membership in the app or click Manage in the upper right on the web, move the price slider to $0/month, and confirm Cancel Subscription. Access runs to the end of the billing cycle. Cancelling Premium is separate from deleting your account or cancelling a bill negotiation — Rocket Money documents each as its own process.
Menus and labels can change. If the steps below don’t match what you see, use the official help link on this page.
Fast answer
These steps only appear when the flow was verified against an official provider or platform source.
Sign in to your Rocket Money account on the web dashboard.
Click the Settings (gear) icon in the left-hand sidebar.
Select Premium Membership.
Click Manage in the upper right corner.
Move the price slider all the way left to $0/month.
Select Cancel Subscription and complete the prompts.
Confirm the cancellation and keep the confirmation for your records.
Open the Rocket Money app and tap the Settings (gear) icon in the top left corner.
Select Premium Membership.
Tap Manage Membership.
Move the price slider all the way left to $0/month.
Tap Cancel Subscription and follow the prompts.
Confirm the cancellation and keep the confirmation for your records.
Cancel your Premium membership first, plus any active bill negotiations and financial goals — Rocket Money lists these as prerequisites.
In the app, tap the Settings (gear) icon in the upper left corner; on the web, select the Settings icon in the left-hand sidebar.
Choose Profile from the side menu.
Scroll to the bottom of the page.
In the app, tap Delete My Account and confirm with Yes, I'm Sure; on the web, select Delete Rocket Money Account and confirm again.
Note that deletion permanently erases your Rocket Money data and cannot be undone; other Rocket accounts such as Rocket Mortgage are unaffected.
Decline script
“Please cancel my subscription effective today and email me a confirmation. I'm not interested in a discount or pause.”
Only official-source troubleshooting notes are included here.
Post-cancellation details like access, downgrade behavior, and refund caveats are shown only when the provider documents them.
Gravity for iPhone
Gravity tracks every renewal date, sends reminders before free trials and renewals, and gives you step-by-step help canceling anything else, on iPhone, no bank login.
No. Rocket Money's help center states that canceling Premium Membership does not delete your Rocket Money account. Deleting the account is a separate self-serve step under Settings, then Profile, then Delete My Account. Rocket Money's deletion article asks you to cancel your Premium membership, any active bill negotiations, and any active financial goals first, and warns that deletion permanently erases your data and cannot be undone.
Rocket Money's documented cancel path runs through the Premium price slider. You open Premium Membership, tap Manage Membership (or click Manage in the upper right on the web), and move the monthly fee slider all the way left to $0/month; Cancel Subscription then appears and you complete the prompts. The same screen presents Change Monthly Fee as a lower-price alternative to canceling, so the downsell sits directly in the cancellation path.
No. Rocket Money documents that any active Bill Negotiations remain in place after you cancel Premium Membership. Bill negotiation fees are a separate charge from the Premium membership price and are only charged when a negotiation succeeds. Cancelling a bill negotiation is its own process with its own help article, so cancel any in-flight negotiation separately if you do not want it to continue.
Rocket Money's help center documents Premium billing as direct, through a linked bank account or card, and its cancellation instructions point to the mobile app or the web dashboard rather than an app store. Rocket Money does publish separate Apple, Google Play, Amazon, Roku and PayPal articles, but those cover canceling other companies' subscriptions, not Rocket Money's own membership.
Rocket Money states that cancellation takes effect at the end of your billing cycle and that you keep access to Premium Membership features until then. A refund policy is not documented in Rocket Money's Premium help articles, so a mid-cycle refund should not be assumed. Rocket Money directs billing questions to its in-app chat or to support@rocketmoney.com.
Gravity
Gravity helps you track subscription renewals, monitor free trials, and keep a clean list of what still needs attention.
Gravity is an independent app by Viral App Labs LLC and is not affiliated with or endorsed by Rocket Money. Trademarks belong to their respective owners. Steps verified against official sources on 2026-07-25.
Official source
Managing my Premium Membership — Rocket Money Help Center • Last verified: 2026-07-25
Gravity