With the standalone Trim service wound down after OneMain's acquisition, the strongest replacements are Rocket Money (formerly Truebill) for hands-off, account-linked bill and subscription management, and Gravity for a private, iPhone-only approach that tracks renewals and gives step-by-step cancellation guidance without linking any accounts. PocketGuard, Hiatus, Copilot Money, and no-cost tracker Bobby round out solid picks.
Trim built its reputation as a "money assistant" that scanned recurring charges, negotiated bills, and helped cancel subscriptions. After OneMain Financial acquired it in 2021, the standalone paid service was wound down and its remaining features were folded into OneMain's customer tools (now branded OneMain MyMoney), leaving longtime users hunting for a replacement.
This roundup compares apps that are actually live in 2026, with honest notes on what each requires. They split into two camps: tools that link your financial accounts to automatically detect recurring charges (Rocket Money, PocketGuard, Hiatus, Copilot Money), and privacy-first tools you manage yourself without connecting any accounts (Bobby, Gravity). We've also flagged discontinued and legally troubled options so you don't waste time on them.
Links bank/card accounts to automatically detect recurring charges and subscriptions in one dashboard. On the paid tier it can submit cancellation requests on your behalf (processing takes a few days) and negotiate select bills for a cut of the savings. Also offers budgeting, net-worth tracking, and spending alerts.
- Bank connection
- Required — links bank/card accounts
- Platforms
- iOS, Android, Web
- Pricing
- Free tier; Premium $7–$14/mo (choose your price), 7-day trial; bill negotiation 35–60% of first-year savings
Rebranded from Truebill in 2022; the closest direct successor to what Trim did
A private iPhone subscription manager. You add the services you pay for, and it tracks renewal dates and trial deadlines, then gives official-source-verified, step-by-step guidance to cancel any service — you cancel, it guides. It never links financial accounts.
- Bank connection
- Not required
- Platforms
- iPhone (iOS 17+)
- Pricing
- $19.99/month or $59.99/year
Links bank/card accounts and centers everything on an 'In My Pocket' spendable number. Its algorithm flags recurring merchants and upcoming bills; the Plus tier adds in-app subscription cancellation and provides cancellation instructions for unwanted subscriptions rather than always doing it for you.
- Bank connection
- Required — links bank/card accounts
- Platforms
- iOS, Android, Web
- Pricing
- Free tier; Plus $12.99/mo, $74.99/yr, or $149.99 lifetime
Links bank/card accounts to surface recurring subscriptions and bills. A concierge team will attempt to cancel unwanted services and negotiate lower bills on your behalf for a flat premium fee rather than a percentage of savings. Includes budgeting and spending tracking.
- Bank connection
- Required — links bank/card accounts
- Platforms
- iOS, Android, Web
- Pricing
- Free tier; Premium ~$9.99/mo or $35.99/yr (check current pricing)
A design-focused budgeting app that links bank/card accounts and automatically detects subscriptions and bills from transaction patterns in a dedicated view. It surfaces recurring charges and price changes but does not cancel for you; it also tracks spending, investments, and net worth. Apple-first, with web access added in late 2025.
- Bank connection
- Required — links bank/card accounts
- Platforms
- iPhone, iPad, Mac, Web
- Pricing
- $13/month or $95/year; 1-month trial
A privacy-first manual tracker: you enter each subscription yourself, and it shows upcoming bills, monthly/yearly totals, and due-date reminders. No account linking, with optional Face ID/passcode lock and iCloud sync. It tracks and reminds but does not cancel anything for you.
- Bank connection
- Not required — manual entry
- Platforms
- iPhone (iOS)
- Pricing
- Free for up to 5 subscriptions; ~$1.99 one-time unlock for unlimited
Originally a 'money assistant' that scanned recurring charges, helped cancel subscriptions, and negotiated bills after linking bank/card accounts. Following OneMain Financial's 2021 acquisition, the standalone paid service was wound down; remaining money-insights and negotiation features are now tied to OneMain/Brightway customer accounts under the OneMain MyMoney brand.
- Bank connection
- Required — links bank/card accounts
- Platforms
- Web / app (OneMain customers)
- Pricing
- Free for OneMain/Brightway customers; former standalone paid service ended
The original consumer product most people mean by 'Trim' is effectively retired — hence this list
A subscription service marketed as an 'AI lawyer' that offered subscription cancellation among many automated tasks. It requests account or card details for certain actions.
- Bank connection
- Varies — requests account or card details for some tasks
- Platforms
- Web, iOS
- Pricing
- Paid subscription (historically ~$36 billed every 2 months; check current pricing)
In 2025 the FTC finalized an order requiring DoNotPay to stop deceptive claims that its AI matched a human lawyer and to pay $193,000 in relief — weigh carefully
Intuit Mint
Intuit's long-running free budgeting app linked bank/card accounts to track spending, bills, and subscriptions. Intuit shut it down on March 23, 2024, migrating users to Credit Karma, which lacks Mint's budgeting and upcoming-bills features.
- Bank connection
- Was required — linked bank/card accounts
- Platforms
- Discontinued
- Pricing
- Was free (ad/affiliate-supported)
Shut down March 2024 — listed only because it's still a common search; no longer available
Gravity is made by Viral App Labs LLC. Competitor details are drawn from each provider’s own public information and can change; check the provider’s current site before deciding.
Gravity