Gravity
The best subscription tracker apps in 2026
The right subscription tracker comes down to one question: do you want automation that connects to your bank, or a private app that keeps your financial accounts out of it? Below, the top options compared by price, bank-connection requirement, platform, and what each does best.
| App | Pricing | Bank connection | Platforms |
|---|---|---|---|
| GravityThis app | Paid: $19.99/mo or $59.99/yr (no free tier) | None, fully manual and on-device | iPhone |
| Rocket Money | Free tier plus an optional paid premium tier | Required, links your bank/card accounts | iOS, Android, web |
| Copilot Money | Paid subscription | Required, links your accounts | iOS, Mac |
| Bobby | Free with an optional one-time purchase | None, fully manual | iOS |
Pricing and features as of 2026, verify current details with each app. We only include the real App Store pricing for Gravity.
1. Gravity
Best for: Privacy-first, manual tracking on iPhoneA private subscription manager for iPhone. You add subscriptions manually (or import from a screenshot or statement you provide, processed on-device), and Gravity tracks renewal dates, flags free trials before they convert, and gives step-by-step, AI-guided cancellation help. No bank account connection required; data stays on your device.
Download Gravity2. Rocket Money
Best for: Automated, bank-linked tracking and bill negotiationFormerly Truebill. Connects to your financial accounts to detect recurring charges automatically and offers a paid bill-negotiation service. A good fit if you want automation and are comfortable linking bank accounts.
3. Copilot Money
Best for: Budgeting power users in the Apple ecosystemA polished budgeting and spending app that links your accounts and categorizes transactions, including subscriptions. Strong for people who want full budgeting, not just subscription tracking.
4. Bobby
Best for: A simple, free manual tracker on iOSA long-running, lightweight manual subscription tracker. Good if you only need a basic list of what renews when and prefer not to connect any accounts. Lighter on reminders and cancellation guidance than dedicated managers.
Frequently asked questions
What is the best subscription tracker app?
It depends on what you value. If you want automation and don't mind connecting your bank accounts, a bank-linked app like Rocket Money fits. If you want privacy and prefer to keep your financial accounts disconnected, a manual tracker like Gravity (iPhone) or Bobby is a better match. Gravity adds renewal reminders, free-trial alerts, and AI-guided cancellation help while keeping data on your device.
Do subscription trackers need access to my bank account?
Not all of them. Apps that auto-detect charges (such as Rocket Money or Copilot) connect to your financial accounts. Manual trackers like Gravity and Bobby do not, you add subscriptions yourself, so nothing links to your bank. This is the main trade-off: automation versus privacy.
Is there a subscription tracker that doesn't connect to my bank?
Yes. Gravity is a private, manual subscription manager for iPhone that requires no bank connection, your subscriptions live on your device. Bobby is another manual option on iOS. Both let you track renewals without linking financial accounts.
Is Gravity free?
No. Gravity is a paid subscription app: $19.99/month or $59.99/year, with no free tier and no free trial. It's a focused, private subscription manager for iPhone with renewal reminders and step-by-step cancellation guidance.
Prefer a private, no-bank-sync option? See how Gravity compares to Rocket Money or browse the Gravity subscription tracker.