No single app fully replaced Mint after Intuit shut it down in March 2024 — and Credit Karma, its official successor, doesn't do Mint-style budgets. For catching and canceling subscriptions, Rocket Money and Monarch Money are the strongest account-linking options, while Gravity and Bobby track renewals on iPhone without linking any accounts. The right pick depends on whether you want automatic detection or a privacy-first, manual approach.
Mint was the go-to no-cost app for spotting forgotten subscriptions, but Intuit shut it down on March 23, 2024. Nothing has replaced its exact free-and-everything model, so the honest answer is that you now choose between two approaches, and the right one depends on how you feel about giving an app access to your financial accounts.
Account-linking apps like Rocket Money, Monarch Money, PocketGuard, Copilot, Quicken Simplifi, and YNAB read your transactions to surface recurring charges automatically, and some can even submit cancellations for you. No-link trackers like Gravity and Bobby keep everything on your device: you tell them (or import) what you're paying for, and they handle reminders and, in Gravity's case, verified cancellation steps. Below is an honest, verified rundown of each, current as of July 2026.
Pricing and availability checked August 28, 2026
| App | Bank connection | Platforms | Pricing |
|---|---|---|---|
| Gravity(ours) | Not required | iPhone (iOS 17+) | $19.99/month or $59.99/year |
| Rocket Money | Required — links bank/card accounts | iOS, Android, web | Free tier available; Premium is a pay-what-you-want slider, roughly $7–$14/month. Bill negotiation adds a success fee. Check current pricing. |
| Monarch Money | Required — links bank/card accounts | iOS, Android, web | No permanent free tier; Core is $14.99/month or $99.99/year after a 7-day trial; Plus is $199.99/year (annual billing only). |
| Copilot Money | Required — links bank/card accounts | iPhone, iPad, Mac, web | $95/year (about $7.92/month billed annually); 1-month trial; no free tier. A pricier monthly plan is offered in-app. |
| PocketGuard | Required — links bank/card accounts | iOS, Android, web | $12.99/month, $74.99/year, or a $149.99 one-time lifetime option; 7-day trial; its pricing page no longer advertises a free tier. |
| Quicken Simplifi | Required — links bank/card accounts | iOS, Android, web | Annual billing only; $3.99/month for the first year (about $47.88), with a regular rate of $6.99/month. Check current promos. |
| YNAB (You Need A Budget) | Required — links bank/card accounts (manual import also supported) | iOS, Android, web | $14.99/month or $109/year; 34-day trial. |
| Bobby | Not required — you enter subscriptions manually | iPhone, Mac | Free to download; optional one-time in-app purchases (about $2.99) unlock more subscriptions and extras. |
A private iPhone subscription manager. You add the services you pay for, and it tracks renewal dates and trial deadlines, then gives official-source-verified, step-by-step guidance to cancel any service — you cancel, it guides. It never links financial accounts.
Links bank/card accounts to detect recurring charges and bills automatically; Premium members can request cancellations on their behalf and negotiate bills. One of the most popular tools for surfacing forgotten subscriptions.
Rebranded from Truebill in 2022
The closest all-in-one Mint replacement: aggregates linked accounts, budgets, and net worth, and flags recurring bills and subscriptions with renewal alerts. No in-app cancellation.
An Apple-focused budgeting app that reviews linked transactions to surface recurring charges and upcoming bills, with strong design and automatic categorization. No in-app cancellation.
Links accounts and uses an algorithm to flag recurring merchants and add upcoming bills to a calendar; Plus adds in-app subscription cancellation. Provides cancellation instructions for the subscriptions it finds.
Links accounts and identifies recurring expenses and subscriptions, folding them into a spending plan and watchlists. Good for planning, but there is no in-app cancellation.
A zero-based budgeting app where you schedule recurring transactions to stay on top of subscriptions, but it does not automatically detect or cancel them. Supports manual import if you'd rather not link accounts.
A manual subscription tracker: you enter each subscription yourself and Bobby reminds you before renewals. No account linking and no automatic detection, and it does not help you cancel.
Intuit's own migration page frames the shutdown gently — "Mint has been reimagined on Credit Karma" — but Credit Karma kept account syncing and net-worth views, not Mint's category budgets or bill reminders. In practice, former Mint users split three ways: budget-first people went to Monarch Money or Quicken Simplifi; subscription-first people went to Rocket Money; and people done with account linking altogether moved to manual tools like Gravity or Bobby.
For the closest all-in-one feel: Monarch Money — linked accounts, budgets, net worth, recurring-charge alerts, and household sharing at $99.99/year. For the lowest price: Quicken Simplifi at $3.99/month for the first year. For subscription cleanup specifically: Rocket Money — its free tier lists your recurring charges, and Premium can pursue cancellations for you.
If Mint's shutdown taught you to be wary of parking your financial life in one linked-account app, the manual camp is the durable choice: Gravity tracks renewals and trial deadlines and walks you through each service's official cancellation steps ($19.99/month or $59.99/year, iPhone), and Bobby keeps a simple reminder list for a small one-time unlock. Neither holds your bank credentials, so there's nothing to migrate if you ever switch again.
Prices confirmed against official pages on August 28, 2026: Monarch Core $14.99/month or $99.99/year (Plus $199.99/year), YNAB $109/year, Copilot Money $95/year, Simplifi $3.99/month intro (regular $6.99/month), PocketGuard now fully paid with a $149.99 lifetime option, and Rocket Money Premium still pay-what-you-think-is-fair at $7–$14/month. One pattern worth noting: intro pricing and first-year discounts are everywhere in this category now — compare renewal prices, not first-year prices.
No. Intuit discontinued Mint on March 23, 2024 and pointed users toward Credit Karma, which does not replicate Mint's budgeting and subscription features. Every option on this page is a live, actively maintained product verified in July 2026.
Gravity (iPhone) and Bobby (iPhone/Mac) both work without connecting any bank or card accounts. Gravity tracks renewals and trials and gives official-source-verified, step-by-step cancellation guidance; Bobby is a manual tracker with renewal reminders only. Every other app here requires linking accounts to detect charges automatically.
Truebill was rebranded as Rocket Money in 2022 and is still active. Trim and Hiatus are both still operating bill- and subscription-management services as of 2026. DoNotPay still operates but settled an FTC action in early 2025 over deceptive 'AI lawyer' claims and carries poor user reviews, so weigh it carefully. When in doubt, verify pricing and features on each provider's own site.
Functionally, yes: Intuit folded Mint's users into Credit Karma in March 2024 and describes Mint as "reimagined on Credit Karma." What carried over is account syncing, transactions, and net-worth tracking; what didn't is Mint's category budgeting and bill-reminder system. That gap is why most former Mint users ended up choosing a dedicated replacement rather than staying put.
Not a complete one. Credit Karma is free but lacks budgets; Rocket Money's free tier lists recurring charges but reserves cancellation help for Premium. Every full budgeting replacement here is paid — Monarch, YNAB, Copilot, Simplifi. If the goal is only tracking subscriptions, Bobby's small one-time unlock is the cheapest route, and the open-source Actual Budget costs nothing if you're comfortable hosting it yourself.
Gravity is made by Viral App Labs LLC. Competitor details are drawn from each provider’s own public information and can change; check the provider’s current site before deciding.
Gravity
Gravity helps you track subscription renewals, monitor free trials, and keep a clean list of what still needs attention.
Gravity