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Apps that cancel subscriptions: what actually works in 2026

Very few apps truly cancel subscriptions for you: Rocket Money Premium contacts merchants directly, and DoNotPay files requests from details you supply. Most others help differently — Gravity is a private iPhone manager that tracks renewals and trials and walks you through each service's official cancellation steps with nothing linked, while PocketGuard and Hiatus surface charges from linked accounts and assist from there.

Subscription cancellation apps fall into two camps. Bank-linked apps such as Rocket Money, PocketGuard, and Hiatus connect to your accounts to automatically detect recurring charges and, in some cases, cancel on your behalf. Private tools like Gravity take the opposite approach: they track what you tell them and guide you through canceling yourself, with nothing linked to your accounts.

We verified every app below is still live in 2026 and pulled each one's bank-connection requirement, platforms, and pricing from its own official information. We also flag the names that have changed or disappeared — Intuit Mint shut down in 2024, and Truebill is now Rocket Money — plus trackers like Bobby that remind you but never actually cancel.

Pricing and availability checked August 28, 2026

Apps that cancel subscriptions: what actually works in 2026 — at a glance
AppBank connectionPlatformsPricing
Gravity(ours)Not requirediPhone (iOS 17+)$19.99/month or $59.99/year
Rocket MoneyRequired — links bank/card accountsiOS, Android, WebFree tier; Premium is pay-what-you-want, roughly $7–$14/month with a 7-day trial; bill negotiation charged 35–60% of the first year's savings
PocketGuardRequired — links bank/card accountsiOS, Android, Web$12.99/month, $74.99/year, or about $149.99 lifetime; 7-day trial; its pricing page no longer advertises a free tier
HiatusRequired — links bank/card accountsiOS, Android, WebFree tier; Premium $10/month or $48/year (per hiatusapp.com/pricing), including subscription cancellation and bill negotiation
Trim by OneMainRequired — links bank/card accountsWeb; features delivered inside OneMain's MyMoney (no standalone Trim app)Free for core services; 33% commission on negotiated bill savings
DoNotPayNot required for cancellation — you supply the subscription detailsiOS, Android, WebAround $36 billed every two months (about $18/month); optional add-ons — check current pricing
BobbyNot required — you add subscriptions manuallyiPhone, iPad (iOS)Free to download; one-time in-app packs ($0.99–$2.99) unlock unlimited tracking and extras
Intuit MintN/A — service discontinuedDiscontinued (was iOS, Android, Web)Was free and ad-supported — now discontinued

Gravity

Gravity is our app

A private iPhone subscription manager. You add the services you pay for, and it tracks renewal dates and trial deadlines, then gives official-source-verified, step-by-step guidance to cancel any service — you cancel, it guides. It never links financial accounts.

Bank connection
Not required
Platforms
iPhone (iOS 17+)
Pricing
$19.99/month or $59.99/year

Links bank/card accounts to detect recurring charges automatically. Premium members can tap 'Cancel for me' and Rocket Money's team contacts the merchant on your behalf (typically 2–10 days). Also offers budgeting and performance-based bill negotiation.

Bank connection
Required — links bank/card accounts
Platforms
iOS, Android, Web
Pricing
Free tier; Premium is pay-what-you-want, roughly $7–$14/month with a 7-day trial; bill negotiation charged 35–60% of the first year's savings

Rebranded from Truebill in 2022

A budgeting app built around an 'In My Pocket' spendable number. It links accounts, flags recurring subscriptions, and the paid tier adds in-app subscription cancellation.

Bank connection
Required — links bank/card accounts
Platforms
iOS, Android, Web
Pricing
$12.99/month, $74.99/year, or about $149.99 lifetime; 7-day trial; its pricing page no longer advertises a free tier

Links bank/card accounts to surface recurring bills and subscriptions, lets you cancel the ones you no longer want, and offers a concierge team that negotiates larger bills for a flat premium fee rather than a percentage of savings.

Bank connection
Required — links bank/card accounts
Platforms
iOS, Android, Web
Pricing
Free tier; Premium $10/month or $48/year (per hiatusapp.com/pricing), including subscription cancellation and bill negotiation

Analyzes linked account activity to find and cancel unwanted subscriptions and negotiate bills. Since OneMain acquired it, the standalone Trim app has been retired and the features now live inside OneMain's MyMoney.

Bank connection
Required — links bank/card accounts
Platforms
Web; features delivered inside OneMain's MyMoney (no standalone Trim app)
Pricing
Free for core services; 33% commission on negotiated bill savings

Standalone Trim app retired; now part of OneMain's MyMoney

An AI 'consumer champion' that files cancellations, disputes, and complaints on your behalf. You provide the subscription details rather than linking accounts.

Bank connection
Not required for cancellation — you supply the subscription details
Platforms
iOS, Android, Web
Pricing
Around $36 billed every two months (about $18/month); optional add-ons — check current pricing

Operates under a January 2025 FTC final order over its 'AI lawyer' claims

A minimalist iOS tracker: you log subscriptions manually, see your monthly total, and get reminders before renewals. It tracks and reminds but does not cancel for you.

Bank connection
Not required — you add subscriptions manually
Platforms
iPhone, iPad (iOS)
Pricing
Free to download; one-time in-app packs ($0.99–$2.99) unlock unlimited tracking and extras

Tracks only — does not cancel for you

The long-running free budgeting app that many people still search for. Intuit shut Mint down in March 2024 and pushed users to Credit Karma, which focuses on credit monitoring and does not replace Mint's budgeting or subscription tools. Listed here because it no longer helps you cancel anything.

Bank connection
N/A — service discontinued
Platforms
Discontinued (was iOS, Android, Web)
Pricing
Was free and ad-supported — now discontinued

Shut down in 2024; users migrated to Credit Karma

Which cancellation app should you pick?

If you want a service to contact merchants for you: Rocket Money Premium is the established option — you flag a subscription, its team reaches out to the merchant, and cancellations typically take 2–10 days. The catch: it works from linked bank/card accounts, and concierge cancellation sits behind the paid tier. Hiatus offers similar help inside its flat $10/month or $48/year premium.

If you'd rather not hand over account access: Gravity was built for exactly this — you add the services you pay for, it tracks renewal and trial dates, and when you're ready to quit one it shows the official, source-verified cancellation steps so you can do it yourself in minutes. Nothing links to a bank. The honest map of the whole market — which apps actually cancel and which only remind — is at /blog/apps-that-cancel-subscriptions-for-you.

Whatever you choose, keep evidence. Concierge cancellations can fail quietly, and merchants sometimes keep billing after a "confirmed" cancellation. Save confirmation emails and reference numbers — the checklist at /guides/how-to-prove-you-canceled covers exactly what to keep and why.

What changed in 2026

Two legal shifts matter here. First, the FTC's "click-to-cancel" rule — which would have forced companies to make canceling as easy as signing up — was vacated by a federal appeals court on July 8, 2025, and is not in force, so hard-to-cancel flows remain legal in much of the country. Second, DoNotPay operates under a January 2025 FTC final order ($193,000 in relief) barring its earlier "AI lawyer" claims. Both are reasons to favor tools that show you the official cancellation path over ones promising to make everything disappear.

On pricing: Hiatus premium now lists at $10/month or $48/year with cancellation and negotiation included, and PocketGuard's pricing page now shows only paid plans with a 7-day trial. Rocket Money Premium remains pay-what-you-think-is-fair at roughly $7–$14/month.

How we verified this list

Each app's status, platforms, and pricing were re-checked against its own website, pricing page, or App Store listing on August 28, 2026; where a provider hides pricing or blocks retrieval (OneMain's Trim pages), we hedge rather than guess. There are no affiliate links and no sponsored slots. Gravity is our app and is labeled as such — and the bank-linked services' genuine advantages are stated, not buried.

FAQ

What's the best app to cancel subscriptions?

It depends on whether you're willing to link financial accounts. If you want a service to contact merchants for you, Rocket Money (Premium) does that after you link bank/card accounts. If you'd rather not connect any accounts, Gravity is a private iPhone app that tracks your renewals and trials and guides you through the official cancellation steps yourself. PocketGuard and Hiatus also cancel after linking accounts.

Can an app cancel subscriptions without linking bank or card accounts?

Yes. Gravity (iPhone) never links bank/card accounts — it keeps your subscriptions on your device and gives verified, step-by-step cancellation instructions that you carry out yourself. DoNotPay also acts on details you provide rather than linking accounts. Most automatically detecting apps (Rocket Money, PocketGuard, Hiatus, Trim) do require account access to find recurring charges.

Which subscription cancellation apps have shut down or changed?

Intuit Mint shut down in March 2024 and pushed users to Credit Karma. Truebill was rebranded as Rocket Money in 2022. Trim's standalone app was retired after OneMain acquired it, and its features now live inside OneMain's MyMoney. DoNotPay reached an FTC settlement in 2025 over its 'AI lawyer' claims but is still operating. Bobby remains live but only tracks subscriptions — it does not cancel them.

What is a subscription cancellation service?

A service that contacts merchants to end subscriptions on your behalf rather than just reminding you. Rocket Money Premium's concierge and DoNotPay are the best-known examples, and BillShark cancels subscriptions for a fee alongside its bill negotiation. They act on authorization you give them, they can't cancel every kind of contract (gym and store-billed subscriptions often need you), and results can take days — so always verify the cancellation with the merchant afterward.

What proof should I keep after canceling a subscription?

Save the confirmation email or reference number, a screenshot of the final confirmation screen with a visible date, and the name of any agent you spoke to. If billing continues anyway, that evidence is what wins a card dispute. The full checklist — including what to do when a company gives you nothing in writing — is at /guides/how-to-prove-you-canceled.

Gravity is made by Viral App Labs LLC. Competitor details are drawn from each provider’s own public information and can change; check the provider’s current site before deciding.

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