Gravity vs Mint (2026): Mint Shut Down, What Replaced It

Intuit announced the shutdown in late 2023 with a January 1, 2024 date, then pushed it back, and Mint stopped working in March 2024. Mint's own site now shows a migration page saying it has 'been reimagined on Credit Karma'. There is no Mint account to open in 2026, so any comparison that treats Mint as a live product is out of date.

No, and this is the gap most former Mint users hit. Intuit's own migration page describes what carried over as reviewing transactions, monitoring spending and tracking net worth. Category budgets did not come across, and there is no subscription or bill manager in Credit Karma. If subscriptions were the reason you opened Mint, Credit Karma is not the replacement; the options that are, ranked by whether they need a linked account, are at /alternatives/mint-alternatives-for-subscription-tracking.

A budgeting app rather than a subscription tracker. Monarch Money, Quicken Simplifi and Copilot Money absorbed most of the Mint audience, and all three link bank and card accounts the way Mint did, with a subscription price attached, because the ad-supported model Mint ran on has largely disappeared from this category. Gravity does not compete there and does no budgeting at all; it handles the narrow job of knowing what renews and ending it.

Yes, and you trade automation for it. Manual trackers ask you to enter each subscription yourself and never touch a financial account. Bobby is free to download with one-time unlocks, and Subtrack is a one-time purchase across Apple devices. Gravity is a paid iPhone app ($19.99/month or $59.99/year) that adds renewal and trial-deadline reminders plus step-by-step cancellation instructions for each service. None of them will surface a charge you had forgotten about, which is the one thing Mint genuinely did for you.

If you go manual, yes, and it is an evening's work rather than a project. Start at Settings > [your name] > Subscriptions on iPhone for everything billed through Apple, then Play Store > profile icon > Payments & subscriptions > Subscriptions if you also use Android, then read two or three months of card and PayPal statements for the rest. Bank-linked replacements skip that step by reading your transactions instead, which is exactly the trade-off you are choosing between. If you saved a Mint CSV export before the shutdown, that is the fastest source for the list.

Because people still search for it. Mint was the default answer for over a decade, so 'Mint vs something' is still how a lot of people phrase the question two years after it closed. The honest version of this comparison is not a feature table against a dead product. It is telling you that Mint is gone, that Credit Karma did not replace the parts you probably relied on, and what to look at instead, which is what the table above does.