How Do I Stop iTunes Charges?

Open Settings on your iPhone or iPad, tap your name at the top, then tap Subscriptions. Select the subscription and tap Cancel Subscription. On a Mac, open the App Store, click your name, and choose Account Settings to find Subscriptions. If you no longer have the device, sign in at reportaproblem.apple.com to manage the same subscriptions.

Deleting the app does not cancel the subscription. The billing lives in your Apple Account, not in the app, so charges continue until you actually cancel. Reporting your card lost or waiting for it to expire does not reliably stop it either: Visa, Mastercard, and other networks run 'account updater' services that pass your new card number to merchants, so a recurring charge can follow you onto the replacement card.

Canceling stops future renewals but usually keeps your access until the end of the period you already paid for, and most monthly plans are not prorated for the unused days. A cancellation is not a refund; to ask for money back on a specific charge, use reportaproblem.apple.com, which Apple reviews case by case. A chargeback through your bank is a dispute, not a cancellation, so if the subscription is still active the next renewal can still be billed.

Under the FTC's negative-option 'click to cancel' framework, canceling a recurring subscription is meant to be as easy as signing up was. Canceling an ordinary subscription does not affect your credit score. The narrow exception is a contract such as a gym membership: if you stop paying while still under contract, an unpaid balance can be sent to collections and appear on your credit report, so cancel through the provider's process rather than just stopping the payment.