If you want to track subscriptions without linking any financial accounts, the strongest 2026 picks are Gravity (a private iPhone app that guides you through canceling), Bobby (minimalist manual tracking), and TrackMySubs (web-based, team-friendly). Apps like Rocket Money, Hiatus, and PocketGuard find charges by linking bank/card accounts. Mint shut down in 2024.
Most "subscription managers" work by linking your financial accounts and scanning transactions to spot recurring charges. That is convenient, but it means giving a third party read access to your spending. If you would rather not connect any accounts, a smaller set of apps track subscriptions from information you enter yourself, with no linking required.
Below is an honest comparison of the main options in 2026: which ones actually require account access, which are genuinely no-connection, and which well-known names (Mint, Truebill, the original Trim) have shut down or changed hands. We include Gravity, our own iPhone app, and label it clearly so you can weigh it against the alternatives.
A private iPhone subscription manager. You add the services you pay for, and it tracks renewal dates and trial deadlines, then gives official-source-verified, step-by-step guidance to cancel any service — you cancel, it guides. It never links financial accounts.
A minimalist manual tracker: you add each subscription, choose its billing cycle, and get renewal reminders. Data stays on your device with no account required. It does not connect to accounts and does not cancel subscriptions for you.
Long-running iOS favorite (4.7 stars); Android version discontinued
A web-based manual tracker with renewal alerts, folders, multi-currency support, and team access. Built for freelancers and small teams. You enter subscriptions yourself; there is no account linking and it does not cancel for you.
Links bank/card accounts to detect recurring subscriptions and bills. Premium can cancel subscriptions and negotiate bills on your behalf, taking a cut of any savings. Formerly Truebill.
Rebranded from Truebill
Links bank/card accounts to surface bills and subscriptions. A concierge team negotiates bills and can cancel services on your behalf.
A budgeting app that links bank/card accounts, categorizes spending, and detects subscriptions and bills. Its "In My Pocket" figure shows what is left to spend after bills and goals.
The original Trim was rebranded to OneMain MyMoney after OneMain Financial acquired it. It monitors subscriptions and offers bill negotiation, but the standalone paid negotiation service ended and that feature is now tied to OneMain loan customers. Links accounts.
Rebranded to OneMain MyMoney; standalone subscription service ended
A discontinued budgeting app that linked bank/card accounts to track spending, bills, and subscriptions. Intuit shut it down and pushed users toward Credit Karma; budgets, categories, and history did not transfer.
Shut down March 2024; merged into Credit Karma
Yes. Manual, privacy-focused trackers work entirely from information you enter, with no account linking. Gravity (iPhone), Bobby (Apple devices), and TrackMySubs (web) are the main options in 2026. The trade-off is that you add subscriptions yourself instead of having them detected from transactions.
Intuit Mint shut down in March 2024 and pushed users to Credit Karma. Truebill was rebranded as Rocket Money. The original Trim became OneMain MyMoney, and its standalone bill-negotiation service ended. Rocket Money, MyMoney, and their peers all link bank/card accounts.
No. Apps that cancel or negotiate on your behalf need access to your accounts. No-connection tools instead help you do it yourself: Gravity, for example, gives official-source-verified, step-by-step cancellation instructions and renewal reminders, but you perform the actual cancellation. DoNotPay is not a dedicated subscription manager and settled FTC charges over its "AI lawyer" claims in 2025.
Gravity is made by Viral App Labs LLC. Competitor details are drawn from each provider’s own public information and can change; check the provider’s current site before deciding.
Gravity
Gravity helps you track subscription renewals, monitor free trials, and keep a clean list of what still needs attention.
Gravity