If you're leaving Rocket Money to avoid linking financial accounts, Gravity and Bobby track and help you cancel subscriptions privately on iPhone. If you want Rocket Money-style automation, Hiatus is the closest match, while Monarch, Copilot Money, Quicken Simplifi and PocketGuard are stronger full budgeting apps. The right pick depends on privacy versus automation.
Rocket Money (formerly Truebill) links your financial accounts to automatically detect recurring charges, offers a paid bill-negotiation service, and adds budgeting tools. People shop for alternatives for three main reasons: they want cheaper or more capable budgeting, they want real help canceling subscriptions, or they'd rather not connect financial accounts at all. The options below are grouped by that trade-off, private no-link trackers first, then automated account-linked apps.
Every app here was confirmed live in July 2026, with pricing taken from each provider's own information, verify current figures before subscribing. A note on two names you may still see recommended elsewhere: Intuit's Mint shut down in March 2024 and moved users to Credit Karma, which doesn't do Mint-style budgeting or subscription management, and DoNotPay, which marketed subscription cancellation, settled with the FTC in 2025 over deceptive 'AI lawyer' claims and isn't a dedicated subscription manager. Neither is recommended here.
A private iPhone subscription manager. You add the services you pay for, and it tracks renewal dates and trial deadlines, then gives official-source-verified, step-by-step guidance to cancel any service — you cancel, it guides. It never links financial accounts.
A simple, long-running manual tracker for iPhone. You enter each subscription yourself and get reminders before renewals, with a clean monthly total. No account linking and no automatic detection, and no cancellation guides, it trades features for privacy and simplicity. A good fit if you only need a tidy list of what renews and when.
The closest match to Rocket Money's overall feature set. It links bank/card accounts to surface recurring charges and bills, helps cancel unwanted subscriptions, and negotiates bills such as cable and internet on your behalf for a share of the savings. Best if you specifically want the bill-negotiation-plus-cancellation combo that drew you to Rocket Money.
A polished budgeting and spending app for the Apple ecosystem. It links bank/card accounts, auto-categorizes transactions including subscriptions, and uses AI to surface trends. Best for people who want full budgeting and investment tracking rather than a dedicated cancellation concierge.
A full-featured budgeting app built by a former Mint product lead and one of the most common Mint replacements. It links bank/card accounts, tracks recurring bills and subscriptions, and supports shared household budgeting for couples. There is no concierge cancellation, it shows you what recurs and you handle the rest.
A low-cost budgeting app from Quicken. It links bank/card accounts and shows a recurring-transaction watchlist plus a spending plan, so you can spot subscriptions, but you cancel them yourself. The cheapest of the full budgeting apps here, with the trade-off of annual-only billing.
A budgeting app organized around one 'in my pocket' spendable number. It links bank/card accounts, detects recurring charges, and provides cancellation instructions you follow yourself rather than canceling for you. Good for people who want a simple spend-safe view alongside subscription detection.
A bill-negotiation and savings assistant that links bank/card accounts to find recurring charges and negotiate bills. Today it functions more as a savings service than a standalone subscription tracker.
Acquired by OneMain Financial; much of Trim now operates inside OneMain's own app and website rather than as a standalone product. Confirm current availability before relying on it.
Intuit shut down Mint on March 23, 2024 and moved users to Credit Karma. Credit Karma can sync accounts and show net worth, but it doesn't offer Mint-style budgeting or subscription management, so it isn't a like-for-like replacement. Former Mint users typically move to Monarch, Quicken Simplifi, or Copilot Money for budgeting, or to a private tracker like Gravity or Bobby if they mainly want to watch subscriptions and renewals.
Gravity and Bobby, both on iPhone. You add subscriptions yourself, so nothing links to a bank or card account. Gravity adds renewal reminders, trial alerts, and official-source-verified, step-by-step cancellation guidance for any service; Bobby is a simpler manual list with reminders. The trade-off versus Rocket Money is automation, you enter subscriptions rather than having them automatically detected, in exchange for keeping your financial accounts disconnected.
No on both counts. Gravity is a paid app, $19.99/month or $59.99/year, with no free tier, and it guides you through canceling rather than doing it for you. It tracks your renewals and trials and gives step-by-step, official-source-verified instructions to cancel any service, but you complete the cancellation yourself. It does not connect to a bank or card account.
Gravity is made by Viral App Labs LLC. Competitor details are drawn from each provider’s own public information and can change; check the provider’s current site before deciding.
Gravity
Gravity helps you track subscription renewals, monitor free trials, and keep a clean list of what still needs attention.
Gravity